Term Deposits |
In BGN and foreign currency |
Demand Deposits |
In BGN and foreign currency:
- Savings account deposits
- Savings account deposits in favour of children
- Savings account deposits under condition
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Current Accounts |
Standard Current Accounts in BGN and foreign currency;
Special Real Estate Purchase Current Account;
Special Bailiff Current Account;
Special Insurance Broker/Agent Current Account. |
Payments |
In BGN and foreign currency |
Documentary Business |
- Opening and processing of documentary letters of credit
- Issue and processing of bank guarantees
- Processing of documentary collections
- Discounting on letter of credit receivables
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Cheques |
- Issue and cashing-in of cheques
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Central and Local Budgets Servicing |
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Lending: |
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Municipal |
- Management of international project and export finance credit facilities
- Loans in BGN and foreign currency
- Issue of bank guarantees
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Corporate |
- Loans in BGN and foreign currency
- Issue of bank guarantees
- Management of international project and export finance credit facilities
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Retail |
- Consumer and housing loans
- Mortgage Loans
- Debit and credit cards overdraft
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Financial Markets Operations |
- Foreign exchange
- Arbitrage
- Treasury bills and bonds operations
- Corporate securities and compensatory instruments operations
- Depository and custody services
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Financial Advisory Services
to Corporate Customers and Municipalities |
- Investment projects
- Bond issues
- Advisory services under credit rating assignment
- Other specific services
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Cash Collection |
Cash and Valuables Collection from customers' offices or homes via specialized transportation and security officers |
Internet Banking |
Providing up to date information on account status and the possibility for making real time banking transaction from any PC with Internet access, anywhere in the world |
Bank Cards |
- Domestic and international "Cirrus/Maestro" debit cards and "MasterCard" credit cards;
- Rendering of general and supplementary services:
- payment from card account of payroll, pensions, scholarships, etc.
- payment of goods and services through POS-terminals
- payment of public utilities and other bills via Internet, ATM's, by phone, etc.
- insurance of gold and business credit cardholders when traveling abroad
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Safe boxes |
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Wholesale distribution of available funds |
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