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Scope
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Freelancers with a minimum of BGN 24 000 gross annual income from free-lance activities
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Persons on management positions in enterprises and/or organizations – bank customers and non-customers with a minimum of BGN 2 000 net monthly income
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Persons working under employment or service contracts in enterprises and/or organizations – bank customers and non-customers with a minimum of BGN 2 000 net monthly income
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Products
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CONSUMER CREDIT
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Credit amount
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Up to 50 000 BGN
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Credit repayment period
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Up to 10 years
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Annual interest rate
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Preferential interest rate
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Fees and commissions
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1. For analysis of the creditworthiness and collateral;
2. For early credit repayment – no commission
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Bonus
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Free life insurance
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MORTGAGE CREDIT
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Credit repayment period
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Up to 30 years
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Annual interest rate
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Preferential interest rate
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Fees and commissions
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1. Commission for analysis of the creditworthiness and collateral;
2. Commission for renegotiation of the conditions in case of change of interest rates;
3. Fee for property collateral evaluation/revaluation - according to the tariff of the appraiser company;
4. Fee for verification of the collateral in the property register;
5. Fee for mortgage deletion.
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Bonus
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Free life insurance
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GENERAL INFORMATION ON MORTGAGE LOANS, IN ACCORDANCE WITH THE CONSUMER CREDITS RELATED TO IMMOVABLE PROPERTY ACT
For further information, please visit the office of Municipal Bank AD most convenient to you.