Employees of corporate customers of Municipal Bank and companies, which transfer the remunerations of their employees to bank accounts.

Scope

For employees of a corporate customer of Municipal Bank, who has concluded an agreement for group payments of their employees’ remunerations to current accounts with debit cards issued to them, for no less than 30% of the personnel, or who uses credits from Municipal Bank, on which there are no defaults, or who has monthly credit turnovers on their current accounts, opened at Municipal Bank AD.

Products

CONSUMER CREDIT

    Credit amount

Up to 50 000 BGN 

Credit repayment period

Up to 10 years

Annual interest rate

Preferential interest rate

Fees and commissions

      1.      For analysis of the creditworthiness and collateral;

      2.      For early credit repayment – no commission

Bonus for the recipients of consumer credits

Free life insurance

MORTGAGE CREDIT

Credit repayment period

Up to 30 years

Annual interest rate

Preferential interest rate

Fees and commissions

      1.      Commission for analysis of the creditworthiness and collateral;

2.    Commission for renegotiation of the conditions in case of change of interest rates;

3. Fee for property collateral evaluation/revaluation - according to the tariff of the appraiser company;

4. Fee for verification of the collateral in the property register;

      5.      Fee for mortgage deletion.

Bonus for the recipients of consumer credits

Free life insurance